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Learn about the benefits, rewards, and features of the top Chase credit cards.
Chase is one of the largest credit card issuers in the United States and offers a wide range of credit cards for individuals and businesses. Whether you’re looking for a rewards card to earn points on your purchases, a travel card to help pay for your next trip, or a cash-back card to save money, Chase has a card that’s right for you.
As a market research expert, I’ve analyzed the most accurate and detailed information about these credit cards to provide you with a comprehensive overview of each card’s benefits, rewards, and features. Be aware of Chase’s 5/24 rule – if you’ve opened five cards or more within the past 24 months, they won’t approve your application.
1. Chase Sapphire Preferred® Card
The Sapphire Preferred® is the best entry premium rewards credit card from Chase. It offers an array of benefits for frequent travelers and everyday spenders. With this card, you’ll earn 2x points on travel and dining purchases and 1x points on all other purchases. You can also transfer your points to a number of travel partners to get even more value out of your rewards.
One of the standout features of the Chase Sapphire Preferred® is its sign-up bonus, which gives you 60,000 points ($750 value) after you spend $4,000 on purchases in the first three months after the account is opened. This is one of the largest sign-up bonuses available for a credit card, making it a great choice for anyone looking to maximize their rewards.
We recommend this card to anyone looking for a premium travel rewards credit card – imagine the places you could go with the $750 bonus!
Learn more about the Chase Sapphire Preferred® Card here.
Pros:
- Best travel point accrual
- Several ways to earn rewards
- Access to Chase rewards portal
Cons:
- $95 annual fee
- Requires a good to excellent credit score
- Possible high APR
2. Chase Ink Business Cash® Credit Card
Do you own a business or need a new company credit card with no annual fees? The Chase Ink card is designed for businesses and offers a range of rewards and benefits to help you save on your business expenses. They’re currently offering $900 as a sign-up bonus if you spend $6,000 in the first three months of the account opening.
With this card, you’ll earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet, and cable TV services each account anniversary year. You’ll also earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and hotels each account anniversary year. After the $25,000 spend limit has been met, both categories will continue to earn cash back at a 1% rate.
We recommend this card to anyone looking for a company or business credit card. The benefits ensure that you will be earning cash back on the categories you’re already spending in!
Check out the Chase Ink Business Cash® Credit Card here.
Pros:
- Best business card with generous cash-back rewards
- No annual fee
- Best sign-up bonus
Cons:
- High fees for cash advances and balance transfers
- Low rewards accrual for spending outside of categories
Bottom Line
Chase offers a wide range of credit cards that are perfect for different needs and spending habits. Be aware that Chase checks your credit history and won’t approve you for a new card if you don’t meet the terms of their 5/24 rule. This means that you can not have opened five or more credit cards within the last 24 months.
