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Here’s how to earn more rewards with Chase Ultimate Rewards credit cards.
If you’re looking to maximize the rewards for your spending, Chase credit cards are some of the best on the market. Whether you’re frequently traveling, a cash-back enthusiast, or looking for a great sign-up bonus, Chase a card that’s right for you. Each of these cards offers a different set of rewards and benefits, making it easy to find the right one for your needs.
1. Chase Sapphire Preferred® Card

The Chase Sapphire Preferred is one of the most popular travel credit cards on the market. With this card, you’ll earn 2x points on travel, 3x on dining purchases, and 1x points on all other purchases. These points can be redeemed for travel through the Chase Ultimate Rewards program, providing you with great value for your spending.
One of the standout features of the Chase Sapphire Preferred is its sign-up bonus, which gives you 60,000 points after you spend $4,000 on purchases in the first three months after the account is opened. The bonus alone is worth $750 in travel, making it one of the most generous sign-up incentives. There is a $95 annual fee, but the sign-up bonus more than makes up for the cost.
In addition to its rewards program, the Chase Sapphire Preferred also offers a wide range of benefits. These benefits include primary car rental insurance, trip cancellation insurance, and no foreign transaction fees. Whether you’re a frequent traveler or just looking for a credit card that provides good value for your spending, the Chase Sapphire Preferred is a great choice.
Check out the Chase Sapphire Preferred® card here.
2. Chase Sapphire Reserve®

The Chase Sapphire Reserve is the premium version of the Chase Sapphire Preferred, offering even more rewards and benefits for frequent travelers. With this card, you’ll earn exponentially greater rewards on flights, hotels, and car rentals when purchased through Chase Ultimate rewards.
On top of that, they give 3x points on travel and dining purchases and 1x points on all other purchases. These points can be redeemed for travel through the Chase Ultimate Rewards program, providing you with an even greater value for your spending.
In addition to its rewards program, the Chase Sapphire Reserve also offers a wide range of benefits. These include a $300 annual travel credit, Priority Pass lounge access, and a Global Entry or TSA PreCheck application fee credit. Whether you’re a frequent traveler or just looking for a credit card with a wide range of benefits, the Chase Sapphire Reserve is a great choice.
Check out the Chase Sapphire Reserve® card here.
Bottom Line
Whether you’re looking to maximize your rewards for your spending or you’re a frequent traveler, Chase offers some of the best credit cards on the market. If you combine a Chase Sapphire card with a Freedom card, you can really maximize your benefits and earn rewards on all of your spending.
Just be aware of Chase’s 5/24 rule: you won’t be approved for a new card if you’ve opened up five or more in the last 24 months.