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Discover the exclusive benefits of opening up an American Express credit card today!
American Express is a well-known and respected credit card company, offering a wide range of cards that suit the needs of different consumers. From cash-back rewards to travel perks, American Express has something for everyone.
You should understand each card’s features, rewards, and benefits. Knowing these details helps you make an informed decision about which credit card is right for you.
Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
1. Blue Cash Preferred® Card from American Express
The Blue Cash Preferred® Card from American Express card is a great option if you want to earn cash-back rewards on everyday purchases.
You’ll earn 6% cash back on purchases made at U.S. supermarkets up to $6,000 each year and 1% after that. You also earn 6% cash back on select streaming services in the United States and 3% cash back on purchases made at U.S. gas stations. Terms apply.
You’ll also get 3% back on transit — which includes taxis and rideshare, parking, tolls, trains, buses, and more. Not only that, but you’ll earn 1% cash back on all other purchases. Terms apply.
The Blue Cash Preferred® Card from American Express comes with a range of premium benefits. These benefits include access to the American Express Global Lounge Collection, extended warranty coverage, and car rental loss and damage insurance.
Plus, with an annual fee of just $95, this card offers great value for its rewards and benefits. To make the card more enticing, there is an introductory $0 annual fee for the first year. Terms Apply and See rates and fees.
Chec out the Blue Cash Preferred® Card from American Express here
Pros:
- High cash back rewards on everyday purchases
- Generous welcome bonus offer with the annual fee waived for the first year
- Access to premium benefits and perks through the American Express Membership Rewards program
Cons:
- Annual fee of $95
- Higher interest rate compared to other credit cards
2. American Express Blue Business Cash™ Card
The American Express Blue Business Cash™ Card is a great option for small business owners who want to earn cash-back rewards on business expenses.
With the American Express Blue Business Cash™ Card, you’ll earn 2% cash back on all eligible purchases up to $50,000 per year. After that, you’ll earn 1% cash back. Best of all? There’s no annual fee (see rates and fees)! This card is a great value for small business owners who want to earn rewards on their business expenses. Terms apply.
The card offers a range of benefits like year-end summaries, purchasing power that grows with your business, and the ability to add employees to your account. American Express currently offers a $250 statement credit if you spend more than $3,000 in the first three months of the account opening. Terms apply.
Check out the American Express Blue Business Cash™ Card here.
Pros:
- High cash back rewards on business purchases
- No annual fee
- Easy expense tracking for small business owners
Con:
- Foreign transaction fees (see rates and fees)
3. Blue Cash Everyday® Card from American Express
The Blue Cash Everyday® Card from American Express is a great option for those who want to earn cash-back rewards on everyday purchases without an annual fee. Terms apply. See rates and fees.
The Blue Cash Everyday® Card from American Express gives you 3% cash back at U.S. supermarkets on purchases of up to $6,000 per year and 1% after that. The card also offers 3% cash back at U.S. gas stations and U.S. online retail purchases, up to $6,000 for each category per year, then 1% thereafter. You’ll earn 1% cash back on all other purchases. Terms apply.
The card comes with a range of benefits like extended warranty coverage, return protection, and access to exclusive events and experiences through American Express Entertainment. Plus, with no annual fee, this card is a great value for those who want to earn rewards on their everyday purchases.
Check out the Blue Cash Everyday® from American Express card here
Pros:
- Cash back rewards on everyday purchases
- No annual fee
- Ability to earn and redeem Membership Rewards points through the American Express Membership Rewards program
Con:
- Possible high APR
Bottom Line
When it comes to choosing an American Express credit card, the decision ultimately comes down to your spending habits and what type of rewards you want to earn. Whether you want to earn cash back rewards on everyday purchases, business expenses, or both, American Express has a card that can meet your needs.
