Recent Stories
5 Worst States for Car Theft
Kristen Miller Mar 29, 2023
A new analysis by the Council on Criminal Justice (CCJ) reveals a 59% increase in car theft across the US from 2019 to 2022, which spiked with the start of
Looking for Work? Here’s Why You May Have Not Gotten the Job Offer
Kristen Miller Mar 21, 2023
Finding a job can be an overwhelming experience, especially if you have been searching for a long period of time without success. You may have applied to dozens of positions
Budget like a Pro with the Pay Yourself First Method
Paul Ji Mar 14, 2023
Feel like you can’t seem to put money into your savings no matter how hard you try? Are you tired of living paycheck to paycheck and never having enough money
Using Credit Reports in Your Financial Planning to Reduce Your Debt
Paul Ji Mar 8, 2023
A guide to using credit reports to manage your debt and build your financial future Did you know that over 340 million Americans carry some sort of debt? Managing debt
Life Insurance: Is It Worth the Investment?
Paul Ji Mar 3, 2023
Understanding the importance and benefits of life insurance for your loved ones Life insurance is an essential part of financial planning but many people overlook it. It provides financial protection
Stocks for Beginners: The Ultimate Guide
Paul Ji Feb 27, 2023
Want to invest but unsure where to start? It doesn’t have to be so complicated! As a new investor, investing in stocks is one of the best ways to grow
Can You Get Taxed for Not Working?
Kristen Miller Feb 26, 2023
Unemployment benefits are designed to replace a portion of your lost wages during a period of unemployment. As such, the Internal Revenue Service (IRS) considers unemployment benefits as taxable income.
How to Make Extra Money From Home if You’re Struggling to Make Ends Meet
Paul Ji Feb 25, 2023
In today’s economy, it’s not uncommon to struggle making ends meet. Inflation rates are still around 6%, housing prices increase every year, and gas prices are slowly rising. In short,
Get Paid What You Deserve: 6 Steps to Negotiate Your Salary
Kristen Miller Feb 24, 2023
Asking for a raise can be intimidating. However, it’s an essential conversation you need to have if you want to be fairly compensated for your work. Forbes reports that only
Increase Your Credit Score With No Interest or Fees With Chime
Paul Whitney Feb 24, 2023
Chime provides a free card and banking system that increases your credit through everyday purchases – no credit check required! Have a low credit score and can’t seem to increase
Surprising Things That Can Damage Your Credit Score
Paul Ji Feb 22, 2023
You’ll want to avoid making these mistakes to accidentally tank your credit score Your credit score is an essential aspect of personal finance and has a significant impact on your
12 Expensive Grocery Store Buys You Should Avoid
Kristen Miller Feb 18, 2023
Grocery shopping on a budget is easier said than done, especially with the current state of inflation. With so many options and seemingly great deals, it’s easy to get carried
How to Find the Best Auto Insurance Rates in Your Area – Compare Now!
Paul Ji Feb 17, 2023
Use our easy-to-use tool below to compare rates! Auto insurance is an essential expense for all drivers. That doesn’t mean you have to overpay for it! One of the best
Take Control of Your Finances with Albert: The Free All-In-One Money App
Paul Ji Feb 17, 2023
Set yourself up for success with Albert to reach your financial goals faster Did you know that over 70% of Americans don’t use a budget or keep track of their
How Does Your Financial Fitness Compare to the Average American?
Paul Ji Feb 17, 2023
Assess your financial situation and learn what you can do to improve it Financial fitness is an essential aspect of our overall well-being. It involves taking control of our finances,
7 Things You Should Always Cheap Out On
Kristen Miller Feb 16, 2023
Successfully managing personal finances requires striking a balance between saving and indulging. While it’s okay to treat yourself occasionally, there are certain items that are better to save on. It’s
Cut Down Your Bills: Negotiation and Reduction Tips
Paul Ji Feb 15, 2023
Start saving on your monthly bills and save hundreds of dollars each year Are you tired of high monthly bills that strain your budget? It’s time to take control and
The Best Fast Food Apps for Discounts
Kristen Miller Feb 14, 2023
Say Goodbye to Full Price Eats and Hello to Major Savings! The Food App Hunt is On. Hunting for food app deals is like going on a treasure hunt for
7 Ways to Land a Job With Little-to-No Experience
Kristen Miller Feb 11, 2023
Have you ever felt discouraged because you didn’t have the qualifications for your dream job? If so, you’re not alone. Many people believe that they need to meet every requirement
7 Frugal Habits That Could Cost You More in the Long Run
Kristen Miller Feb 10, 2023
Frugality is often seen as a positive trait. Being frugal can make it easier to save money, reduce debt, and reach financial goals. However, there’s a dark side to frugality.
Supply Chain Shortages: 6 Things to Stock Up on Before Prices Go Up
Kristen Miller Feb 9, 2023
The global economy is facing a supply chain crunch that limits product availability and affects the price of many essential goods. The world is still recovering from the pandemic and
Make Money with Your Car: Here’s How
Paul Ji Feb 8, 2023
If you have a car, try out these flexible side gigs that can boost your income For most Americans, a car is an absolute necessity. However, owning a car is
Find Your Perfect Capital One® Credit Card With CardMatch
Paul Ji Feb 8, 2023
Discover the benefits of using CardMatch’s Pre-Approval Feature Are you in the market for a new credit card but feeling overwhelmed by the endless options that are available? CardMatch, a
15 States with the Highest Cost of Living – See Where You Rank
Juliana Turner Feb 8, 2023
With inflation rates increasing rapidly, prices are higher than they used to be, you want to make the most out of your income. However, it can be difficult to make
4 Important Tax Changes to Note for 2023
Paul Ji Feb 7, 2023
Are you aware of these tax changes for this coming year? Did you know that tax laws and regulations change every year? These changes can have a significant impact on
Building Wealth at Any Age – Start Today
Paul Ji Feb 6, 2023
Maximize your wealth potential and secure your financial future with these tips Needless to say, not everyone is lucky enough to be born into wealth. But that doesn’t mean that
Score the Best Birthday Freebies at These Popular Restaurants and Stores
Paul Ji Feb 5, 2023
From free meals and treats to exclusive discounts, take advantage of these special offers on your special day! Everyone loves a good freebie! What better time to take advantage of
Get the Ultimate Luxury Experience with The Platinum Card® from American Express
Juliana Turner Feb 4, 2023
American Express’ top luxury travel card – is it worth the hype? The Platinum Card® from American Express is one of the most sought-after credit cards on the market, and
7 Lifestyle Choices That Can Add Years to Your Life
Kristen Miller Feb 4, 2023
Lifestyle choices are the habits and behaviors we engage in on a daily basis. These choices are important because they have a profound impact on our overall health and life
The Ultimate Guide to Regifting: Maximize the Benefits and Avoid the Pitfalls
Paul Ji Feb 4, 2023
Here are the best ways to regift those unwanted Christmas gifts How many gifts did you receive this year that you’ll never use? Instead of letting it go to waste,
These 5 Things Will Get Cheaper in 2023
Kristen Miller Feb 3, 2023
Experts are always making predictions about the economy and how it will affect the cost of goods and services. While most prices rise due to inflation, there are a number
Maximize Your Rewards with Chase Sapphire Credit Cards
Paul Ji Feb 2, 2023
Here’s how to earn more rewards with Chase Ultimate Rewards credit cards. If you’re looking to maximize the rewards for your spending, Chase credit cards are some of the best
Unlock the Benefits of American Express Credit Cards
Paul Ji Feb 2, 2023
Discover the exclusive benefits of opening up an American Express credit card today! American Express is a well-known and respected credit card company, offering a wide range of cards that
The Best American Express Credit Card Offers for 2023
Paul Ji Feb 2, 2023
Stay on top of the latest American Express credit card offers American Express is one of the leading credit card companies in the world, offering a wide range of products
Compare the Best Chase Credit Cards for Your Needs
Paul Ji Feb 2, 2023
Learn about the benefits, rewards, and features of the top Chase credit cards. Chase is one of the largest credit card issuers in the United States and offers a wide
6 Proven Ways to Save Money Now!
Juliana Turner Jan 27, 2023
The general consensus among financial planners is that saving money is always a good idea. Saving even small amounts of money on a regular basis can add up to a
Find the Perfect Credit Card for You – Get the Most Out of Your Money
Paul Ji Jan 26, 2023
Are you looking to open a new credit card? Here’s what to consider. Credit cards are an essential part of our daily lives. Not only do they help us make
Budget-Friendly Must-Haves: 8 Top Picks from Target
Kristen Miller Jan 26, 2023
It can be challenging to find affordable everyday essentials if you’re living on a tight budget. But with a little research and strategic shopping, it’s possible to find high-quality products
Can’t Afford To Pay Rent? Here’s What You Should Do
Paul Ji Jan 25, 2023
Rent prices are increasing, here’s what you can do if you can’t make your payment this month Did you know that the average price of rent increased across the country
Eggless Kitchen: Breakfast Ideas for Egg Shortages
Kristen Miller Jan 25, 2023
The recent shortage of eggs has left many scrambling for alternatives. Eggs are a staple in many diets, commonly used for breakfast and in cooking and baking. With the cost
Shoplifting’s Hit List: 6 Most Stolen Retail Items
Juliana Turner Jan 23, 2023
Shoplifting is a major issue for retailers. Theft accounts for tens of billions of lost dollars each year. According to Forbes, it’s estimated that retailers lose nearly $100 billion annually
Boost Your Credit Score: How to Choose the Best Credit Cards for Your Needs
Paul Ji Jan 23, 2023
There are hundreds of credit cards – here’s how you can pick the right one for you How many credit cards do you currently have? Americans fear opening credit cards
Discover the Perfect Credit Card for You With CardMatch™
Paul Ji Jan 23, 2023
Looking to open a credit card but don’t know where to start? We’ve got you covered. Do you want to avoid sifting through endless credit card offers, trying to find
Should I Go Solar in 2023? Here’s What You Need to Know
Paul Ji Jan 21, 2023
Have you considered installing solar panels? A newly updated tax credit may make it more appealing Since 2008, residential solar panels have become increasingly popular. It seems like energy and
Unlock the Secrets to Making Money in the Stock Market!
Paul Ji Jan 19, 2023
Want to invest but have no idea what you’re doing? Here are some basic guidelines. A study shows that just over half of all Americans invest in stocks. Investing in
5 Ways To Cut Your Living Expenses – Start Saving Now
Paul Ji Jan 19, 2023
Feel like you can’t keep up with your current expenses? Here’s what you can do. It’s estimated that over 34 million Americans spent more money than they earned last year.
Retirement Planning: Avoid These High-Tax States
Kristen Miller Jan 13, 2023
Retirement planning is a crucial aspect of financial planning. While you plan, it’s important to consider the tax implications of where you retire. Some states have higher taxes than others;
Should I Take Out a Personal Loan? Here’s What You Need to Know
Paul Ji Jan 13, 2023
Here are some situations where taking out a personal loan makes sense Have you ever considered taking out a personal loan? Even though many financial experts often advise consumers to
Get Out of Debt Quicker with Debt Consolidation
Paul Ji Jan 13, 2023
Debt consolidation can be a good idea to manage debt and roll them into one payment. What Is Debt Consolidation? Are you currently holding debt and want to find a
3 Common Mistakes Millennials Make With Their Finances – Don’t Make These Costly Mistakes!
Paul Ji Jan 13, 2023
Are you making these mistakes? If you were born between 1981 and 1996, you’re officially considered a millennial! Many millennials entered the workforce and started earning money during the Great
Uncover the Risks of Inheriting These 6 Assets
Kristen Miller Jan 11, 2023
While receiving an inheritance sounds like a blessing in theory, in practice it’s a mixed bag. It can be a financial windfall, but it can also come with its unique
Don’t Miss Out on These 6 Tax Loopholes!
Paul Ji Jan 11, 2023
Here are some tips and tricks to pay less in taxes and put it towards building wealth How great would it be to spend less on taxes? Amazing right? If
Get the Facts: A Guide to Unemployment Benefits
Paul Ji Jan 10, 2023
Lost your job or struggling financially? It doesn’t have to be so complicated Over 10 million Americans are currently unemployed. As a result of the COVID-19 pandemic, inflation and unemployment
Discover How Getting Married Can Help You Pay Fewer Taxes!
Paul Ji Jan 10, 2023
Here are some tax benefits and things you should know before getting married Marriage is trending down in the United States. Studies show that since 1990, marriage rates are down
10 Work-from-Home Jobs That Pay at Least $20 an Hour
Paul Ji Jan 10, 2023
Ever since the 2020 Covid-19 Pandemic, work-from-home jobs have become increasingly popular. The Census found that work-from-home jobs tripled from 2019 to 2021, which has great benefits for both workers
Learn How to Qualify for the Advance Child Tax Credit Program Now
Paul Ji Jan 10, 2023
If you have a child under the age of 17 in your home, you can qualify for advance payments While there may be no greater joy than raising a child,
Find Out Which Jobs Will Disappear in the Next 20 Years
Kristen Miller Jan 10, 2023
The world of work is constantly changing and it’s important to stay up-to-date on the latest developments so you can stay competitive in the job market. There are some jobs
4 Important Tax Changes for 2023: What You Need to Know
Juliana Turner Jan 10, 2023
Are you aware of these tax changes for this coming year? Did you know that tax laws and regulations change every year? Keeping up with taxes can have a significant
Where Happiness Goes to Die: The Top 10 Most Miserable States in the US
Kristen Miller Jan 9, 2023
There are several ways to measure unhappiness. One approach is to use surveys or polls that ask people about their level of happiness or satisfaction with their lives. For example,
7 Secrets to Eating Healthy on a Budget
Kristen Miller Jan 9, 2023
Eating a healthy diet is important for so many different reasons. A healthy diet can help you maintain a healthy weight, reduce your risk of chronic diseases such as heart
3 Steps To Help You Secure Your Retirement in A Slow Economy
Juliana Turner Jan 9, 2023
There’s no need to freak out if you finally reach the point where you can retire during an economic downturn. In most cases, recessions are characterized by extended periods of
11 Items You Should Never Buy at The Dollar Store
Kristen Miller Jan 6, 2023
It’s financially advantageous to clip coupons, shop during sales, and compare prices when trying to maintain a limited budget. The dollar store is a safe pick if you’re looking for
8 Proven Methods to Quickly Climb Out of Debt and Reclaim Your Financial Freedom
Kristen Miller Jan 6, 2023
Do you feel like you can’t breathe because of the pressure from debt? It’s unlikely that you’re alone; research from the Federal Reserve Bank of New York found that household
What To Expect with the New changes in Medicare for 2023
Juliana Turner Jan 6, 2023
New Changes in Medicare, Here’s What to Expect in 2023 There are some changes to Medicare coverage and costs in 2023. Read on to learn more about these changes and
4 Serious Risks of Skimping on Sleep
Paul Whitney Jan 5, 2023
Lack of sleep is a common problem for many people, but the outcomes can be more serious than just feeling tired the next day. Not getting enough sleep can have
Struggling to Save Money? Follow These Tips to Survive Until Next Payday!
Juliana Turner Jan 4, 2023
We’ve all been there: payday is still two weeks away and your bank account is already empty. You then have to live off of your savings — but if this
10 Benefits of Working Past Retirement Age: Financial Security, Increased Social Interaction, and More
Kristen Miller Dec 30, 2022
Retirement is often seen as the time to kick back and relax. But for many people, continuing to work past retirement age has a range of personal and professional advantages.
The Millennial Boomerang: Uncovering the Reasons Behind Young Adults Moving Back Home
Kristen Miller Dec 30, 2022
It’s not uncommon for young adults to move back in with their parents after college or after a period of living independently. In fact, a recent study found that as
6 Major Retailers at Risk of Bankruptcy: What You Need to Know
Kristen Miller Dec 30, 2022
The retail industry has been in a state of flux for some time now. The rise of e-commerce giants like Amazon has put pressure on brick-and-mortar stores to adapt or
7 Ways to Find Cheap Last-Minute Flight Deals to Anywhere
Kristen Miller Dec 29, 2022
Feeling the sudden urge to plan a getaway? Or did you forget to book a ticket for your vacation? If you’re someone who tends to leave things until the last
7 Illegal & Inappropriate Job Interview Questions
Paul Whitney Dec 29, 2022
The hiring process is stressful for employers, recruiters, and job seekers. The first two parties want to hire the best candidates to their team, while the candidates hope to impress
12 Must-Buys At The Next Yard Sale
Kristen Miller Dec 29, 2022
If you’ve never been to a yard sale, you might be surprised at how many incredible deals you can find from others’ discarded goods. While many people go years without
6 Worst Stock Market Crashes in History
Juliana Turner Dec 29, 2022
The stock market has experienced its share of ups and downs over the years, with some years seeing significant declines in value. This article takes a look at some of
Top 8 Tax-Friendly States for Middle-Class Families
Paul Ji Dec 29, 2022
Looking to move? Here are the best choices when it comes to saving on taxes If you’re looking to move to another state, it’s important to consider the cost of
8 Ways to Stop Spending on Things You Don’t Need
Paul Ji Dec 28, 2022
Purchasing items that you don’t really need can be a difficult habit to break. Not only does it waste money, it contributes to clutter and chaos in your home. If
4 Ways to Avoid the Automatic IRS Audit Triggers
Paul Ji Dec 28, 2022
Here are the best practices when it comes to filing taxes to save you a headache The approach of tax season can be a stressful time for many Americans. Studies
3 Ways to File Your 2023 Taxes for Free
Paul Ji Dec 28, 2022
If your income is below a certain threshold, you could be filing your taxes for free Did you know that when surveyed, 46% of Americans reported using tax software in
2 Simple Methods to Eliminate Debt for Good
Paul Ji Dec 28, 2022
Snowball vs Avalanche methods – here’s what you need to know Are you currently paying off multiple types of debt at once, making you feel lost and overwhelmed? You’re not
Buy Now, Pay Later Plans vs. Credit Cards – Which Is Better?
Paul Ji Dec 27, 2022
Two different ways to get items now and pay for them later, which is king? Have you ever wanted to buy something but couldn’t justify shelling out the cash? It’s
5 Hidden Ways the Government Takes Money From Retirees
Kristen Miller Dec 23, 2022
Are you aware that the government is taking money from your retirement fund?! You may have spent years putting money towards your retirement fund, with dreams like sailing around the
4-Step Method to Eliminate Credit Card Debt
Paul Ji Dec 21, 2022
Do you have mountains of credit card debt? You’re not alone Nearly half of Americans are crippled with credit card debt, according to a Go Banking Rates study. Debt stinks,
7 Top Work From Home Jobs That Pay Six Figures
Kristen Miller Dec 19, 2022
Enjoying the perks of working from home or the coziness of a holiday resort, while earning a great paycheck is definitely possible nowadays. The trend towards working at home has
Credit Score Under 700? 4 Moves to Make ASAP
Paul Ji Dec 17, 2022
Stuck in credit score purgatory? Here’s what you can do Your credit score matters. If your credit score is below 700, you may find it difficult to secure a loan
4 Reasons You Should Stop Hiding Cash at Home
Paul Ji Dec 17, 2022
Hoarding cash is one of the worst ways to build wealth We get it — seeing wads of cash or a full piggy bank is satisfying and a symbol of
How to Earn Side Money by Taking Surveys
Paul Ji Dec 17, 2022
You could be earning hundreds of dollars in cash, gift cards, and rewards. Did you know that you could earn money by answering surveys and questions? Many companies need input
Frugal Choices That ‘Backfired’
Kristen Miller Dec 17, 2022
Redditors Experiences: Money-Saving Hacks That Backfired You may be looking for ways to stretch every dollar and as a result have come across tips and tricks for saving cash. Unfortunately,
5 Popular Low-Cost Local Grocery Stores Among Reddit Users
Kristen Miller Dec 16, 2022
These days, going to the grocery store can be a shocking experience due to the sky-high prices of everyday items. Not only have businesses raised prices, but they’ve also “shrunkflated”
Top 10 States to Call Home for People Who Are Over 65
Kristen Miller Dec 14, 2022
With age comes wisdom, but you know what else age brings? The need for change! These days with healthier lifestyles and longer lifespans, many people are opting to move to
11 Ways to Watch TV for Free
Kristen Miller Dec 14, 2022
With “cutting the cable” an increasingly popular way to save on monthly expenses, there’s been a rise in free video streaming apps. With more choices than ever for replacing your
7 Items to Skip at Walmart (They’re Cheaper at Other Stores)
Kristen Miller Dec 11, 2022
Are you a Walmart fan? Do you think that it’s the cheapest place for all your shopping needs? Think again. The giant retailer has its perks: cheap price tags, a
9 Retailers with ‘Usually Misleading’ Sale Prices
Kristen Miller Dec 11, 2022
Are you actually getting a great bargain when you see a reduced price? Consumers’ Checkbook, a project of the non-profit Center for the Study of Services, suggests that you probably
8 Things Costco Members Can Get for Free
Kristen Miller Dec 10, 2022
Costco is the go-to shopping choice for many consumers, especially for purchasing items like household essentials, gifts, groceries, and much more. Not only do members benefit from wholesale pricing, but
50/30/20 Budgeting Made Easy: A Realistic Approach
Paul Ji Dec 9, 2022
Stick to this rule and you’ll ensure you’re maintaining financial health. What strategies are you currently using to build wealth? If you aren’t maintaining a strict budget, it’s easy to
16 of the Best Buys at Walmart for Retirees
Kristen Miller Dec 8, 2022
When you’re living on a fixed budget, one way to make your dollar go further is to shop at Walmart. This warehouse retailer offers household goods, food, drinks, pharmacy items,
8 Best Jobs Without College Degree
Paul Ji Dec 8, 2022
Just because you didn’t go to college doesn’t mean you can’t make a good living. College isn’t for everyone. But that doesn’t mean you can’t have a successful and fulfilling
8 Jobs That Pay at Least $20 an Hour
Juliana Turner Dec 8, 2022
Searching for a new job is a time-consuming and stressful process — sometimes it’s hard to even know where to start! While there are obvious low-paying jobs at fast-food joints
Simple Financial Survival Tips for Seniors
Paul Ji Dec 7, 2022
Seniors don’t have to struggle financially — we’re here to help! There are 47 million seniors in America struggling or at risk financially — an astounding number that highlights the
9 Factors That Impact the Size of Your Social Security Check
Kristen Miller Dec 6, 2022
Are you close to retirement and wondering how large your social security check will be each month? Estimating how much money you’ll receive from social security is an important aspect
Do You Want to Get Paid for Friendship?
Paul Ji Dec 5, 2022
A heart-warming way to make some additional money In a Harvard report, over 36% of Americans report experiencing serious loneliness. Loneliness is a serious issue that many people deal with,
7 Holiday Gifts Gift-Givers Always Regret Buying
Kristen Miller Dec 5, 2022
7 Disappointing Holiday Gifts Gift-Givers Always Regret Buying Sometimes the holidays can feel like a giant snowball rolling downhill, gaining momentum and speed as it gets closer. During the holiday
Get the Perfect Smile Without Breaking the Bank
Paul Ji Dec 5, 2022
Braces and Invisalign are two of the most common ways to straighten teeth and improve a person’s smile. However, both of these options can be very expensive, with the cost
Shocking Ways People Are Making Money – Would You?
Paul Ji Dec 3, 2022
Super-odd ways to make money on the side. Even in the best of times, people are looking for a way to make money on the side. When the economy is
Here’s How to Inflation-Proof Your Wealth
Paul Ji Dec 2, 2022
Here are some tips on how you can hedge against inflation There’s no denying it: inflation is wreaking havoc on our finances. The U.S. Bureau of Labor Statistics found that
8 Christmas Buys You Can Skip
Kristen Miller Nov 29, 2022
Have you ever bought a Christmas item thinking, “I can’t live without this?” Well, guess what? Through marketing tactics and branding, businesses make you believe that so they can fuel
9 Hidden Amazon Sections That Offer Even Deeper Discounts
Kristen Miller Nov 28, 2022
Deal-hunters and impulse shoppers alike can benefit from these little-known departments of Amazon. You can score 70% off or more on electronics, home and kitchen items, mechanics tools, clothing, jewelry,
5 Ways to Save Money at Trader Joe’s
Paul Ji Nov 28, 2022
Shop at Trader Joe’s? Here are some must-know tips to help you shop. Beginning with humble roots in Southern California, Trader Joe’s has built its brand into one of the
7 Dumb Mistakes Nearly Everyone Over 40 Makes
Kristen Miller Nov 25, 2022
Once you’ve hit the age of 40 you might think you know everything about finance. However, no matter your age or experience, there will always be financial lessons to be
Seniors – Here Are the Top 5 Side Hustles
Paul Ji Nov 25, 2022
Do you have time on your hands and could use some cash? Here’s how you can earn extra income right now. Are you a senior or retiree who could use
12 Everyday Items You Shouldn’t Even Try to Donate to Thrift Shops
Kristen Miller Nov 24, 2022
Is that pile of too-small clothes, unneeded gifts, and plain old worn-out junk just sitting there cluttering your normally neat home? It’s time to get rid of it! However, clutter-busters
8 Ways to Keep Your Holiday Packages Safe From Porch Pirates
Kristen Miller Nov 22, 2022
According to a study conducted by SafeWise, package theft is estimated to cost consumers $19.5 billion in 2022. 79% of online shoppers have been victims that year. Of the victims,
Cut These Expenses From Your Budget – You Won’t Even Miss Them!
Paul Ji Nov 20, 2022
These small savings tips make a huge difference over time Is your budget being blown by a bunch of smaller expenses? Costs that are so insignificant that you’ve forgotten you’re
Sam’s Club Releases New Pricing for Hotdogs – Cheaper Than Costco!
Paul Ji Nov 18, 2022
Frankly, Costco’s $1.50 hotdog combo couldn’t be beaten – until a few days ago! If you’ve ever shopped at Costco, you know what it feels like to reward yourself with
5 Ways to Save Even More at Walmart
Paul Ji Nov 17, 2022
Walmart is known for its cheap prices, what if you could save even more? With rock-bottom pricing and a vast selection of merchandise, Walmart has become one of the biggest
5 Legit Ways to Lower Your Auto Insurance Premium
Paul Ji Nov 15, 2022
According to a study by Bankrate, the average American pays more than $1700 in auto insurance per year. The amount you pay depends on a variety of factors: household size,
7 Tips to Prepare Your Finances for the Next Recession
Paul Whitney Nov 13, 2022
Few people look forward to a recession – high unemployment, business failures, and diminished investment portfolios are just a few symptoms of an economic downturn. And unfortunately, recessions are simply
10 Costco Must Haves – Best Buys
Paul Whitney Nov 12, 2022
Some consumers have a regular weekend appointment to visit Costco. Others rarely use their membership card, visiting only when it’s time to stock up on necessities. No matter what kind
7 Jobs with Great Pay to Boost Retirees’ Incomes
Kristen Miller Nov 11, 2022
If you’re retired, you may find it challenging to live off of the money you saved throughout your career. The change in lifestyle can be abrupt when you don’t have
3 Clever Ways to Crush Your Debt
Juliana Turner Nov 8, 2022
If you’re feeling the burden of paying off your debt, don’t worry because you’re not alone. An estimated four out of five Americans carry some form of debt! This debt
13 Things Walmart Won’t Let You Return
Juliana Turner Nov 7, 2022
One reason people shop at Walmart is its generous 90-day return window. This policy is applicable even without a receipt. However, it may come as a surprise to you that
8 Investing Mistakes You Should Avoid According to Suze Orman
Kristen Miller Nov 7, 2022
Investing is the one of the best ways for you to make money with your existing funds. However, the uncertainty and volatility of the economy may lead some consumers to
Hot Tip to Easily Find Senior Discounts
Paul Ji Nov 7, 2022
Millions of senior citizens are using this method of saving, are you one of them? Seniors – did you know there are hundreds of senior discounts available for you? You
5 Subscriptions You Should Consider Canceling Today
Paul Ji Nov 6, 2022
Are you wasting money on subscriptions you don’t really need? Cancel these and start saving. Do you know how much you spend each month on paid subscriptions? You may be
15 Things That Used to Be Free – But Now Cost Money
Juliana Turner Nov 4, 2022
You might be surprised when you’re billed for a product or service that was once free of charge – but you shouldn’t be. In an ever-changing economy, businesses are continually
8 of the Best Things to Buy at the Dollar Store
Juliana Turner Nov 2, 2022
With inflation rates continuing to spike and drive up the cost of living, many Americans have made it a priority to reduce expenses. One great way to keep your home
7 Ways Your Money Is Going Down the Drain
Paul Ji Nov 1, 2022
With rising costs of living, are you wasting money? Think back to just a few years ago. Gas prices and interest rates were half of what we pay now, putting
7 Ways to Cut Your Grocery Bill and Save a Few Precious Dollars
Paul Whitney Oct 31, 2022
Do you feel like every time you visit the grocery store your bill is a few dollars higher? Are you tired of the grocery bill creep? You’re not alone! Luckily,
How to Get a Credit Card With Bad Credit
Paul Whitney Oct 29, 2022
No matter how the economy is performing, people will always need loans. Lenders need to understand every risk your creditworthiness is largely determined by three simple digits, also known as
How to Become a Millionaire: The 3 Secrets NO ONE Is Talking About
Paul Whitney Oct 28, 2022
Everyone has an opinion about a magic bullet approach to becoming a millionaire. “Buy low, sell high.” “Invest in real estate.” “Acquire Bitcoin.” We all know that most articles touting
11 Best Side Hustles to Make Extra Money
Paul Whitney Oct 28, 2022
Inflation and the Fed’s interest rate hikes could have dire consequences for you, your job, and your salary. Since January 2021, wages have increased by 8.5% while prices have skyrocketed
What is Quantitative Easing?
Paul Whitney Oct 22, 2022
Quantitative easing is a monetary policy that central banks, such as the Federal Reserve, use to speed up sluggish economies. In contrast to its counterparts, quantitative easing is used to
Tips to Lower Your Energy Bills
Paul Whitney Oct 22, 2022
As the cost of energy continually rises across the globe, savvy individuals may be wondering how to lower their energy bills while not compromising on comfort. Here are three strategies
How to Plan for Your Retirement
Paul Whitney Oct 22, 2022
Most of us work to live. We don’t live to work. Even if you’re one of the lucky few who love your job, you’re probably going to want to retire
What is the Difference between a Buyer’s Market and a Seller’s Market?
Paul Whitney Oct 22, 2022
When deciding your next financial move – whether in terms of a potential investment or purchase – you should be aware of the trends in the marketplace; and in the
What is the Difference Between a Bull and a Bear Market?
Paul Whitney Oct 22, 2022
Being able to distinguish between a bull market and a bear market is extremely important. This determination is one of the deciding factors underlying everything from government policy to consumer
What is the 80:20 Rule?
Paul Whitney Oct 22, 2022
The “80:20 Rule” refers to the idea that the majority of any outcome is determined by the most significant minority. The rule posits that 80% of any given outcome is
What is Insider Trading?
Paul Whitney Oct 22, 2022
“Insider trading” is the act of trading stocks based on non-public (“inside”) information. Insider trading is considered unfair to other traders not privileged with access to the same information. It
What is an ETF?
Paul Whitney Oct 22, 2022
An “ETF” is an exchange-traded fund. ETFs are similar to index funds in that they track the gains of a particular type of stock (like commodities or asset bundles). They
Beginners Guide to a Safety Deposit Box
Paul Whitney Oct 22, 2022
Have you ever considered storing your important documents and prized possessions in a more safe and secure environment – like a safety deposit box? If so, you probably have some
Beginner’s Guide to Buying Silver
Paul Whitney Oct 22, 2022
When it comes to purchasing precious metals, most people automatically think of purchasing gold because of its high value and versatile uses. However, buying silver is also a worthwhile investment.
Beginners Guide to Buying Gold
Paul Whitney Oct 22, 2022
Gold is a universal currency that has been used for centuries; and is still being utilized widely today. Like anything that is considered a type of currency, gold is susceptible
Beginners Guide to Investing
Paul Whitney Oct 22, 2022
While it may be tempting to conflate financial investing with gambling, for those with the requisite understanding, investing is far from a game of chance. That being said, like gambling,
What is an IRA?
Paul Whitney Oct 22, 2022
Whether your retirement dream involves a beach house on the Central American coast, living on the fairway green, or traveling around the world, an IRA is one of the best
What is Inflation?
Paul Whitney Oct 22, 2022
In the field of economics, no single concept causes as much consternation as does that of inflation. As used herein, the term inflation is defined as a persistent, substantial increase
What is a Bank Holiday?
Paul Whitney Oct 22, 2022
A bank holiday is a nationally-recognized holiday during which all banks are closed. More generally, these days are known as federal holidays. Banks and post offices do not open on
What Happens if you Bounce a Check?
Paul Whitney Oct 22, 2022
For many people in this economy, it can be a challenge just to make ends meet. This has forced a greater and greater percentage of people to live paycheck-to-paycheck. This
What are the Benefits of a Swiss Bank Account?
Paul Whitney Oct 22, 2022
Swiss bank accounts offer a few exclusive privileges that distinguish them from every other bank in the world. Most Swiss bank account holders are extremely wealthy and have liquid cash
10 Tips to Improve Your Credit
Paul Whitney Oct 21, 2022
When it comes to your personal finances, there is nothing quite as perilous as managing your credit. Much like trust, creditworthiness is easy to lose but hard to build up.
How to (Really) Get a Free Credit Score
Paul Whitney Oct 21, 2022
A credit score report includes information about where you live, how you pay your bills, whether or not you’ve ever been sued, and whether or not you’ve ever filed for
How to Avoid Holiday Debt
Paul Whitney Oct 21, 2022
The holidays are an exciting time for many shoppers. Yet, many people cannot avoid the temptation to overspend, causing them to start the New Year with additional debt. Don’t let
How to Put an End to Collector Calls
Paul Whitney Oct 21, 2022
Do you have people calling you at all hours of the day and night harassing you for outstanding payments? Does the sound of a ringing phone make you cringe? You
How You Can Rebuild Bad Credit
Paul Whitney Oct 21, 2022
While rebuilding a low credit score may be tough, it’s certainly not impossible. Rebuilding your credit requires paying close attention to both your spending and to the credit monitoring services.
How to Balance a Checkbook
Paul Whitney Oct 21, 2022
A balanced checkbook is perhaps the most important measure of your financial well-being. Daily, monthly or yearly, the rate at which your finances change requires constant adjustments to your habits.